Umbrella Insurance


Umbrella Insurance

If you have been concerned about the amount of liability coverage you have on your home, auto, or commercial business policy in Texas, then know you have options. You can supplement any of your standard liability policies with an umbrella insurance policy to provide additional assistance, when necessary, from All Texas Insurance Brokers.

What is Umbrella Insurance?

This policy is an additional and much larger liability insurance policy. It is meant to be used when you have exhausted all of your current liability due to multiple cases or because one claim with damages far exceeds your current liability limits.

What does Umbrella Insurance Protect?

If you find yourself or your Texas company being sued and you do not have umbrella insurance, then you may be forced to start selling off your assets to cover the cost of damages. This property can be seized and used. With umbrella insurance, a claim is made against the insurance policy, and you do not have to start selling off your assets.

How Much Umbrella Insurance Do I Need?

If you are looking to purchase an umbrella insurance policy, know first of all that it is not required. This is an entirely elective policy that you are purchasing. After you have decided to purchase, you need to make sure that the amount you choose covers the value of your assets at the bare minimum. You can also get a policy that includes future income and potential value increases on the property you own.

Supplement Your Texas Insurance Today

If you are a homeowner, business owner, or both, it may be in your best interest to go ahead and supplement your insurance with an umbrella insurance policy. Contact our agents at All Texas Insurance Brokers today for your quote.


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